September 15, 2008

Phone Car Home

Phone Car Home
Where can I find a phone car charger that will also work in my house outlet?

THe outlet for my phone that plugs into my home outlet is broken, only my car charger outlet. Is there any kind of adapter I can use that I can plug into my wall at home??
And I cant just buy a new charger because the output in my phone for the charger is broken, not the charger. It will be cheaper to buy an adapter than a whole new phone.

I am assuming that the phone you have is obsolete and accessories are no longer available for it. I am still unclear as to which charger you have that works. I will assume the car charger.

Because you can charge your phone only in your car , you need to buy a power supply that converts house current to 12vdc. An adapter socket like the auxiliary or cigar lighter in your car, with raw wire leads can be connected to this power supply. Be sure to observe the correct polarity of the DC portion of the circuit. Then you will be able to plug your cigar lighter plug into this socket and it should work.

There is always a way to create a solution with electronics, it is a matter of finding commercially available units or building them your self if you have sufficient knowledge.

Because you do not list your country of residence, I can not advise a source or a qualified individual that would be able to serve you.

Good luck.

Why is it so hard to take out loans these days, such as Home, Car loans and signing up to services?

Back in 2003, I was working full time and earning a good income every week. I went to try and sign up for a mobile phone plan and they told me that I don't have a credit rating. Because I didn't have any sort of a credit rating at the time, why couldn't they sign me up so I can get some sort of credit rating?

There are two ways of getting credit when you don't have credit. The first is to go to a lender that has a high risk tolerance. Mobile Phones are typically not one of these as they have high losses on charge offs even with checking credit.

Two good sources are automobile dealerships and store credit cards (Victoria Secrets, Belks, Sears, etc). The downside is they will charge you a high interest rate.

The other option is to get a cosigner who has good, established credit.

Either way, you need to have at least two pieces of credit for at least two years that paid as agreed to have established credit. I would recommend more like three to four pieces of credit.

This problem has been around since they started using credit scoring back in the 1970's. Everyone goes through it. (I did.) Don't worry. You're not alone in this.

Phone Home ( Newboyz )